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NJ PERSONAL AUTO INSURANCE LAW

All private passenger vehicles are mandated by NJ State law to maintain NJ auto liability insurance, N.J.S.A. 39:6A et seq. Personal auto coverage may be obtained on a Car Insurance voluntary basis or through the New Jersey Personal Automobile Insurance Assigned Risk Plan. (NJPAIP)

Eligible Persons Regulation N.J.A.C. 11:3-34
Standard/Nonstandard Regulation N.J.A.C. 11:3-19
Underwriting Guidelines N.J.A.C. 11:3-35